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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,144 | $88,778-71.7% | $81,844-69.3% | $145,884-82.8% |
| Participation rate | 82.6% | 75.1%+7.5pp | 72.4%+10.2pp | 80.3%+2.3pp |
| Annual return | 14.07% | 1033.03%-1019.0pp | 778.87%-764.8pp | 551.85%-537.8pp |
| Employer contribution / active EE | $3,369 | $3,087+9.1% | $2,916+15.5% | $4,662-27.7% |
| Participant deferral / active EE | $9,670 | $4,648+108.0% | $4,323+123.7% | $6,690+44.5% |
| Admin fee / account holder | $6,391 | $8,430-24.2% | $7,355-13.1% | $13,392-52.3% |