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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,537 | $72,071-64.6% | $68,368-62.6% | $137,256-81.4% |
| Participation rate | 86.4% | 76.2%+10.1pp | 73.8%+12.6pp | 80.0%+6.4pp |
| Annual return | 24.95% | 353.14%-328.2pp | 292.57%-267.6pp | 220.34%-195.4pp |
| Employer contribution / active EE | $3,880 | $2,788+39.2% | $2,649+46.5% | $4,156-6.6% |
| Participant deferral / active EE | $8,951 | $4,410+103.0% | $4,123+117.1% | $6,407+39.7% |
| Admin fee / account holder | $16,773 | $5,336+214.4% | $5,150+225.7% | $12,270+36.7% |