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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,654 | $81,358-34.1% | $155,556-65.5% | $80,959-33.7% |
| Participation rate | 29.6% | 66.3%-36.6pp | 78.2%-48.6pp | 67.7%-38.0pp |
| Annual return | 11.32% | 33.39%-22.1pp | 64.84%-53.5pp | 35.67%-24.3pp |
| Employer contribution / active EE | $745 | $3,106-76.0% | $4,675-84.1% | $2,757-73.0% |
| Participant deferral / active EE | $4,154 | $3,455+20.2% | $5,631-26.2% | $4,300-3.4% |
| Admin fee / account holder | $207 | $7,994-97.4% | $15,885-98.7% | $6,925-97.0% |