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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,663 | $23,330-58.6% | $64,489-85.0% | $82,448-88.3% |
| Participation rate | 81.8% | 68.3%+13.5pp | 67.7%+14.1pp | 68.1%+13.8pp |
| Annual return | 19.10% | 83.66%-64.6pp | 55.03%-35.9pp | 41.64%-22.5pp |
| Employer contribution / active EE | $814 | $824-1.3% | $1,523-46.6% | $2,551-68.1% |
| Participant deferral / active EE | $2,172 | $1,707+27.2% | $2,778-21.8% | $4,139-47.5% |
| Admin fee / account holder | $1,847 | $2,946-37.3% | $4,260-56.6% | $7,234-74.5% |