Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,028 | $57,140-96.5% | $85,240-97.6% | $80,959-97.5% |
| Participation rate | 54.8% | 56.4%-1.6pp | 67.5%-12.8pp | 67.7%-12.9pp |
| Annual return | 10.83% | 21.71%-10.9pp | 66.75%-55.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $314 | $1,802-82.5% | $2,735-88.5% | $2,757-88.6% |
| Participant deferral / active EE | $472 | $3,115-84.8% | $4,527-89.6% | $4,300-89.0% |
| Admin fee / account holder | $599 | $4,992-88.0% | $6,165-90.3% | $6,925-91.4% |