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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,587 | $160,028-68.4% | $147,080-65.6% | $145,884-65.3% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 92.08% | 98.60%-6.5pp | 420.17%-328.1pp | 551.85%-459.8pp |
| Employer contribution / active EE | $3,871 | $5,286-26.8% | $4,933-21.5% | $4,662-17.0% |
| Participant deferral / active EE | $7,838 | $8,422-6.9% | $8,066-2.8% | $6,690+17.2% |
| Admin fee / account holder | $0 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |