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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,807 | $29,670+169.0% | $56,054+42.4% | $80,911-1.4% |
| Participation rate | 12.2% | 41.7%-29.5pp | 52.5%-40.3pp | 67.6%-55.5pp |
| Annual return | 16.76% | 35.24%-18.5pp | 1705.95%-1689.2pp | 35.63%-18.9pp |
| Employer contribution / active EE | $280 | $670-58.1% | $1,039-73.0% | $2,756-89.8% |
| Participant deferral / active EE | $491 | $1,227-59.9% | $1,952-74.8% | $4,297-88.6% |
| Admin fee / account holder | $2,304 | $2,431-5.2% | $2,822-18.4% | $6,935-66.8% |