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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,807 | $29,733+168.4% | $56,025+42.4% | $80,959-1.4% |
| Participation rate | 12.2% | 41.7%-29.5pp | 52.5%-40.3pp | 67.7%-55.5pp |
| Annual return | 16.76% | 35.28%-18.5pp | 1712.69%-1695.9pp | 35.67%-18.9pp |
| Employer contribution / active EE | $280 | $672-58.2% | $1,042-73.1% | $2,757-89.8% |
| Participant deferral / active EE | $491 | $1,229-60.0% | $1,955-74.9% | $4,300-88.6% |
| Admin fee / account holder | $2,304 | $2,434-5.3% | $2,828-18.5% | $6,925-66.7% |