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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,879 | $178,174-19.8% | $156,181-8.5% | $137,256+4.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 19.32% | 84.19%-64.9pp | 64.87%-45.6pp | 220.34%-201.0pp |
| Employer contribution / active EE | $10,153 | $4,972+104.2% | $4,294+136.5% | $4,156+144.3% |
| Participant deferral / active EE | $20,998 | $6,888+204.9% | $6,132+242.4% | $6,407+227.7% |
| Admin fee / account holder | $718 | $17,404-95.9% | $14,586-95.1% | $12,270-94.1% |