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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,879 | $254,759-43.9% | $216,567-34.0% | $198,609-28.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 19.32% | 10.04%+9.3pp | 12.94%+6.4pp | 202.70%-183.4pp |
| Employer contribution / active EE | $10,153 | $6,096+66.5% | $5,216+94.7% | $5,055+100.8% |
| Participant deferral / active EE | $20,998 | $6,948+202.2% | $6,191+239.2% | $6,977+201.0% |
| Admin fee / account holder | $718 | $26,311-97.3% | $21,981-96.7% | $19,030-96.2% |