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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,772 | $162,136+25.7% | $152,301+33.8% | $154,746+31.7% |
| Participation rate | 56.3% | 84.1%-27.9pp | 82.4%-26.2pp | 80.7%-24.5pp |
| Annual return | 17.02% | 91.02%-74.0pp | 80.50%-63.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,914 | $4,890-60.9% | $4,624-58.6% | $4,379-56.3% |
| Participant deferral / active EE | $3,394 | $8,341-59.3% | $8,004-57.6% | $6,730-49.6% |
| Admin fee / account holder | $2,041 | $15,759-87.0% | $14,398-85.8% | $14,365-85.8% |