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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,772 | $154,228+32.1% | $145,433+40.1% | $137,256+48.5% |
| Participation rate | 56.3% | 83.8%-27.5pp | 82.1%-25.9pp | 80.0%-23.7pp |
| Annual return | 17.02% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,914 | $4,804-60.1% | $4,554-58.0% | $4,156-53.9% |
| Participant deferral / active EE | $3,394 | $8,216-58.7% | $7,897-57.0% | $6,407-47.0% |
| Admin fee / account holder | $2,041 | $14,344-85.8% | $13,129-84.5% | $12,270-83.4% |