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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,619 | $180,749-13.4% | $160,784-2.6% | $137,256+14.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 19.96% | 2234.46%-2214.5pp | 1803.92%-1784.0pp | 220.34%-200.4pp |
| Employer contribution / active EE | $11,181 | $4,155+169.1% | $3,733+199.5% | $4,156+169.0% |
| Participant deferral / active EE | $25,583 | $6,844+273.8% | $6,293+306.5% | $6,407+299.3% |
| Admin fee / account holder | $14,438 | $10,397+38.9% | $9,717+48.6% | $12,270+17.7% |