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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,905 | $212,386-38.4% | $199,883-34.5% | $138,895-5.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 9.89% | 47.75%-37.9pp | 43.81%-33.9pp | 145.39%-135.5pp |
| Employer contribution / active EE | $9,538 | $6,625+44.0% | $6,261+52.3% | $4,194+127.4% |
| Participant deferral / active EE | $20,682 | $9,617+115.0% | $9,138+126.3% | $6,396+223.3% |
| Admin fee / account holder | $166,667 | $18,233+814.1% | $17,268+865.2% | $12,562+1226.7% |