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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,250 | $76,407-69.6% | $150,298-84.5% | $82,448-71.8% |
| Participation rate | 92.1% | 66.4%+25.7pp | 77.8%+14.3pp | 68.1%+24.0pp |
| Annual return | 18.95% | 39.99%-21.0pp | 62.79%-43.8pp | 41.64%-22.7pp |
| Employer contribution / active EE | $6,446 | $2,614+146.6% | $4,154+55.2% | $2,551+152.7% |
| Participant deferral / active EE | $2,252 | $3,214-29.9% | $5,453-58.7% | $4,139-45.6% |
| Admin fee / account holder | $1,050 | $6,352-83.5% | $14,116-92.6% | $7,234-85.5% |