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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,068 | $99,053-88.8% | $88,179-87.4% | $138,895-92.0% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.1%-9.1pp | 79.9%-19.9pp |
| Annual return | 11.48% | 78.17%-66.7pp | 64.97%-53.5pp | 145.39%-133.9pp |
| Employer contribution / active EE | $695 | $2,882-75.9% | $2,549-72.7% | $4,194-83.4% |
| Participant deferral / active EE | $1,332 | $5,225-74.5% | $4,614-71.1% | $6,396-79.2% |
| Admin fee / account holder | $2,970 | $8,748-66.0% | $7,673-61.3% | $12,562-76.4% |