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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,068 | $97,125-88.6% | $86,233-87.2% | $137,256-91.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.0%-9.0pp | 80.0%-20.0pp |
| Annual return | 11.48% | 74.19%-62.7pp | 61.39%-49.9pp | 220.34%-208.9pp |
| Employer contribution / active EE | $695 | $2,841-75.5% | $2,504-72.2% | $4,156-83.3% |
| Participant deferral / active EE | $1,332 | $5,180-74.3% | $4,559-70.8% | $6,407-79.2% |
| Admin fee / account holder | $2,970 | $9,725-69.5% | $8,342-64.4% | $12,270-75.8% |