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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,068 | $107,809-89.7% | $97,032-88.6% | $155,188-92.9% |
| Participation rate | 60.0% | 75.5%-15.5pp | 71.6%-11.6pp | 80.8%-20.8pp |
| Annual return | 11.48% | 38.06%-26.6pp | 35.38%-23.9pp | 148.84%-137.4pp |
| Employer contribution / active EE | $695 | $2,911-76.1% | $2,629-73.5% | $4,248-83.6% |
| Participant deferral / active EE | $1,332 | $5,129-74.0% | $4,672-71.5% | $6,531-79.6% |
| Admin fee / account holder | $2,970 | $10,717-72.3% | $9,418-68.5% | $14,480-79.5% |