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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,858 | $72,071-47.5% | $68,368-44.6% | $137,256-72.4% |
| Participation rate | 0.0% | 76.2%-76.2pp | 73.8%-73.8pp | 80.0%-80.0pp |
| Annual return | 22.49% | 353.14%-330.6pp | 292.57%-270.1pp | 220.34%-197.8pp |
| Employer contribution / active EE | $10,183 | $2,788+265.3% | $2,649+284.4% | $4,156+145.0% |
| Participant deferral / active EE | $1,686 | $4,410-61.8% | $4,123-59.1% | $6,407-73.7% |
| Admin fee / account holder | $29,199 | $5,336+447.3% | $5,150+467.0% | $12,270+138.0% |