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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,858 | $102,595-63.1% | $94,057-59.7% | $154,746-75.5% |
| Participation rate | 0.0% | 76.0%-76.0pp | 73.3%-73.3pp | 80.7%-80.7pp |
| Annual return | 22.49% | 583.42%-560.9pp | 480.62%-458.1pp | 172.34%-149.8pp |
| Employer contribution / active EE | $10,183 | $3,147+223.6% | $2,933+247.2% | $4,379+132.5% |
| Participant deferral / active EE | $1,686 | $5,118-67.1% | $4,709-64.2% | $6,730-74.9% |
| Admin fee / account holder | $29,199 | $7,736+277.4% | $7,244+303.1% | $14,365+103.3% |