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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,477 | $57,119+35.6% | $85,187-9.1% | $80,935-4.3% |
| Participation rate | 64.5% | 56.4%+8.1pp | 67.5%-3.0pp | 67.7%-3.1pp |
| Annual return | 20.19% | 21.70%-1.5pp | 66.67%-46.5pp | 35.66%-15.5pp |
| Employer contribution / active EE | $3,162 | $1,802+75.5% | $2,732+15.7% | $2,757+14.7% |
| Participant deferral / active EE | $6,390 | $3,115+105.2% | $4,525+41.2% | $4,299+48.6% |
| Admin fee / account holder | $5,918 | $4,990+18.6% | $6,162-4.0% | $6,924-14.5% |