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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,883 | $76,519-76.6% | $56,025-68.1% | $145,897-87.7% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 12.79% | 3017.03%-3004.2pp | 1712.69%-1699.9pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,713 | $1,383+23.8% | $1,042+64.5% | $4,663-63.3% |
| Participant deferral / active EE | $2,922 | $2,624+11.3% | $1,955+49.5% | $6,689-56.3% |
| Admin fee / account holder | $1,516 | $3,331-54.5% | $2,828-46.4% | $13,390-88.7% |