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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,316 | $106,749-89.4% | $145,433-92.2% | $82,448-86.3% |
| Participation rate | 97.1% | 75.6%+21.5pp | 82.1%+15.0pp | 68.1%+29.1pp |
| Annual return | 27.38% | 27.59%-0.2pp | 66.58%-39.2pp | 41.64%-14.3pp |
| Employer contribution / active EE | $2,088 | $3,444-39.4% | $4,554-54.1% | $2,551-18.1% |
| Participant deferral / active EE | $3,736 | $6,519-42.7% | $7,897-52.7% | $4,139-9.7% |
| Admin fee / account holder | $469 | $8,390-94.4% | $13,129-96.4% | $7,234-93.5% |