Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,663 | $90,674-81.6% | $96,707-82.8% | $82,448-79.8% |
| Participation rate | 62.5% | 75.9%-13.4pp | 80.4%-17.9pp | 68.1%-5.6pp |
| Annual return | 19.73% | 49.05%-29.3pp | 34.78%-15.1pp | 41.64%-21.9pp |
| Employer contribution / active EE | $0 | $3,975-100.0% | $4,191-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,720 | $5,696-34.7% | $5,997-38.0% | $4,139-10.1% |
| Admin fee / account holder | $6,852 | $7,568-9.5% | $7,503-8.7% | $7,234-5.3% |