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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,248 | $101,763-82.1% | $164,866-88.9% | $80,874-77.4% |
| Participation rate | 71.7% | 71.8%-0.1pp | 78.6%-6.9pp | 67.6%+4.1pp |
| Annual return | 17.30% | 16.73%+0.6pp | 69.97%-52.7pp | 35.62%-18.3pp |
| Employer contribution / active EE | $1,205 | $2,954-59.2% | $4,343-72.2% | $2,756-56.3% |
| Participant deferral / active EE | $3,129 | $4,477-30.1% | $6,033-48.1% | $4,297-27.2% |
| Admin fee / account holder | $4,745 | $8,228-42.3% | $12,689-62.6% | $6,935-31.6% |