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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,755 | $162,136-86.0% | $152,301-85.1% | $154,746-85.3% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 39.23% | 91.02%-51.8pp | 80.50%-41.3pp | 172.34%-133.1pp |
| Employer contribution / active EE | $1,499 | $4,890-69.3% | $4,624-67.6% | $4,379-65.8% |
| Participant deferral / active EE | $3,251 | $8,341-61.0% | $8,004-59.4% | $6,730-51.7% |
| Admin fee / account holder | $318 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |