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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,967 | $213,785-44.4% | $185,441-35.8% | $155,188-23.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 10.51% | 19.97%-9.5pp | 20.16%-9.7pp | 148.84%-138.3pp |
| Employer contribution / active EE | $6,054 | $5,393+12.3% | $4,672+29.6% | $4,248+42.5% |
| Participant deferral / active EE | $4,389 | $6,864-36.1% | $6,152-28.6% | $6,531-32.8% |
| Admin fee / account holder | $10,957 | $21,134-48.2% | $17,890-38.8% | $14,480-24.3% |