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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,866 | $106,864-64.6% | $147,318-74.3% | $82,637-54.2% |
| Participation rate | 81.3% | 75.5%+5.7pp | 82.1%-0.8pp | 68.1%+13.2pp |
| Annual return | 39.79% | 27.49%+12.3pp | 70.43%-30.6pp | 53.51%-13.7pp |
| Employer contribution / active EE | $5,970 | $3,417+74.7% | $4,593+30.0% | $2,552+133.9% |
| Participant deferral / active EE | $8,679 | $6,496+33.6% | $7,906+9.8% | $4,126+110.3% |
| Admin fee / account holder | $3,528 | $8,415-58.1% | $13,708-74.3% | $7,339-51.9% |