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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,648 | $159,934-87.1% | $147,005-86.0% | $145,959-85.9% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 13.64% | 98.24%-84.6pp | 418.76%-405.1pp | 561.95%-548.3pp |
| Employer contribution / active EE | $1,108 | $5,287-79.1% | $4,934-77.6% | $4,661-76.2% |
| Participant deferral / active EE | $4,509 | $8,427-46.5% | $8,070-44.1% | $6,689-32.6% |
| Admin fee / account holder | $4,424 | $15,053-70.6% | $13,006-66.0% | $13,398-67.0% |