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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,788 | $76,519-58.5% | $56,025-43.3% | $145,897-78.2% |
| Participation rate | 23.5% | 63.2%-39.7pp | 52.5%-29.0pp | 80.3%-56.8pp |
| Annual return | 10.31% | 3017.03%-3006.7pp | 1712.69%-1702.4pp | 552.29%-542.0pp |
| Employer contribution / active EE | $459 | $1,383-66.8% | $1,042-56.0% | $4,663-90.2% |
| Participant deferral / active EE | $1,581 | $2,624-39.8% | $1,955-19.1% | $6,689-76.4% |
| Admin fee / account holder | $0 | $3,331-100.0% | $2,828-100.0% | $13,390-100.0% |