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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,544 | $149,040+112.4% | $120,225+163.3% | $137,256+130.6% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 20.30% | 605.68%-585.4pp | 439.23%-418.9pp | 220.34%-200.0pp |
| Employer contribution / active EE | $38,500 | $4,350+785.0% | $3,475+1007.8% | $4,156+826.4% |
| Participant deferral / active EE | $23,500 | $4,655+404.9% | $3,999+487.7% | $6,407+266.8% |
| Admin fee / account holder | $1,233 | $6,348-80.6% | $5,696-78.4% | $12,270-90.0% |