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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,932 | $160,028+54.3% | $147,080+67.9% | $145,884+69.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.75% | 98.60%-83.8pp | 420.17%-405.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $19,773 | $5,286+274.1% | $4,933+300.8% | $4,662+324.1% |
| Participant deferral / active EE | $13,550 | $8,422+60.9% | $8,066+68.0% | $6,690+102.6% |
| Admin fee / account holder | $668 | $15,030-95.6% | $12,989-94.9% | $13,392-95.0% |