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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,537 | $29,716-91.5% | $56,077-95.5% | $80,925-96.9% |
| Participation rate | 64.7% | 41.7%+23.0pp | 52.5%+12.2pp | 67.7%-3.0pp |
| Annual return | 12.62% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.0pp |
| Employer contribution / active EE | $318 | $671-52.5% | $1,040-69.4% | $2,756-88.4% |
| Participant deferral / active EE | $525 | $1,228-57.2% | $1,954-73.1% | $4,299-87.8% |
| Admin fee / account holder | $240 | $2,432-90.1% | $2,825-91.5% | $6,940-96.5% |