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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,226 | $88,778-41.2% | $81,844-36.2% | $145,884-64.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 21.34% | 1033.03%-1011.7pp | 778.87%-757.5pp | 551.85%-530.5pp |
| Employer contribution / active EE | $12,665 | $3,087+310.3% | $2,916+334.3% | $4,662+171.6% |
| Participant deferral / active EE | $6,924 | $4,648+49.0% | $4,323+60.2% | $6,690+3.5% |
| Admin fee / account holder | $62,968 | $8,430+646.9% | $7,355+756.1% | $13,392+370.2% |