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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,226 | $88,702-41.1% | $81,780-36.1% | $145,978-64.2% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 21.34% | 1029.12%-1007.8pp | 776.27%-754.9pp | 550.52%-529.2pp |
| Employer contribution / active EE | $12,665 | $3,084+310.6% | $2,914+334.6% | $4,662+171.7% |
| Participant deferral / active EE | $6,924 | $4,645+49.1% | $4,321+60.3% | $6,690+3.5% |
| Admin fee / account holder | $62,968 | $8,414+648.3% | $7,384+752.8% | $13,400+369.9% |