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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,518 | $58,275-97.4% | $81,844-98.1% | $80,935-98.1% |
| Participation rate | 80.0% | 63.5%+16.5pp | 72.4%+7.6pp | 67.7%+12.3pp |
| Annual return | 12.26% | 41.82%-29.6pp | 778.87%-766.6pp | 35.66%-23.4pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,141 | $3,285-65.3% | $4,323-73.6% | $4,299-73.5% |
| Admin fee / account holder | $1,125 | $4,749-76.3% | $7,355-84.7% | $6,924-83.8% |