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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,974 | $138,393-83.4% | $184,256-87.5% | $80,959-71.6% |
| Participation rate | 80.0% | 83.9%-3.9pp | 86.8%-6.8pp | 67.7%+12.3pp |
| Annual return | 48.45% | 20.01%+28.4pp | 28.85%+19.6pp | 35.67%+12.8pp |
| Employer contribution / active EE | $3,485 | $4,847-28.1% | $6,427-45.8% | $2,757+26.4% |
| Participant deferral / active EE | $6,067 | $7,076-14.3% | $9,133-33.6% | $4,300+41.1% |
| Admin fee / account holder | $471 | $10,489-95.5% | $13,899-96.6% | $6,925-93.2% |