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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,852 | $87,878-74.0% | $97,411-76.5% | $82,637-72.3% |
| Participation rate | 67.2% | 75.6%-8.4pp | 80.4%-13.2pp | 68.1%-0.9pp |
| Annual return | 24.68% | 54.63%-29.9pp | 34.72%-10.0pp | 53.51%-28.8pp |
| Employer contribution / active EE | $3,629 | $3,800-4.5% | $4,210-13.8% | $2,552+42.2% |
| Participant deferral / active EE | $6,456 | $5,525+16.8% | $5,886+9.7% | $4,126+56.5% |
| Admin fee / account holder | $7,613 | $6,743+12.9% | $7,145+6.5% | $7,339+3.7% |