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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,011 | $173,397-37.7% | $135,987-20.6% | $145,877-26.0% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.4%-26.4pp | 80.3%-30.3pp |
| Annual return | 16.69% | 1166.18%-1149.5pp | 580.01%-563.3pp | 551.28%-534.6pp |
| Employer contribution / active EE | $0 | $5,281-100.0% | $4,214-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,977 | $8,710-54.3% | $7,027-43.4% | $6,691-40.6% |
| Admin fee / account holder | $21,794 | $9,663+125.5% | $6,716+224.5% | $13,402+62.6% |