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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,011 | $168,626-35.9% | $133,698-19.2% | $145,897-26.0% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.4%-26.4pp | 80.3%-30.3pp |
| Annual return | 16.69% | 1168.99%-1152.3pp | 580.90%-564.2pp | 552.29%-535.6pp |
| Employer contribution / active EE | $0 | $5,290-100.0% | $4,218-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,977 | $8,688-54.2% | $7,016-43.3% | $6,689-40.5% |
| Admin fee / account holder | $21,794 | $9,638+126.1% | $6,703+225.2% | $13,390+62.8% |