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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,488 | $108,911+55.6% | $100,392+68.8% | $145,884+16.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.15% | 58.23%-40.1pp | 49.45%-31.3pp | 551.85%-533.7pp |
| Employer contribution / active EE | $9,030 | $4,420+104.3% | $3,941+129.1% | $4,662+93.7% |
| Participant deferral / active EE | $14,095 | $8,459+66.6% | $8,090+74.2% | $6,690+110.7% |
| Admin fee / account holder | $1,809 | $9,698-81.3% | $7,904-77.1% | $13,392-86.5% |