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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,429 | $124,980-81.3% | $108,359-78.4% | $154,746-84.9% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 15.34% | 45.00%-29.7pp | 36.89%-21.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $1,182 | $2,851-58.6% | $2,399-50.8% | $4,379-73.0% |
| Participant deferral / active EE | $778 | $4,743-83.6% | $4,137-81.2% | $6,730-88.4% |
| Admin fee / account holder | $488 | $11,502-95.8% | $9,741-95.0% | $14,365-96.6% |