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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,217 | $99,875-71.7% | $146,866-80.8% | $86,983-67.6% |
| Participation rate | 40.7% | 75.8%-35.1pp | 82.5%-41.8pp | 69.5%-28.8pp |
| Annual return | 20.99% | 28.10%-7.1pp | 102.85%-81.9pp | 25.83%-4.8pp |
| Employer contribution / active EE | $1,362 | $3,224-57.7% | $4,425-69.2% | $2,584-47.3% |
| Participant deferral / active EE | $2,288 | $6,322-63.8% | $7,759-70.5% | $4,194-45.4% |
| Admin fee / account holder | $781 | $7,838-90.0% | $13,620-94.3% | $7,856-90.1% |