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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,657 | $134,817+65.9% | $123,973+80.4% | $155,188+44.1% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 11.39% | 515.49%-504.1pp | 388.13%-376.7pp | 148.84%-137.4pp |
| Employer contribution / active EE | $1,978 | $4,425-55.3% | $4,126-52.1% | $4,248-53.4% |
| Participant deferral / active EE | $592 | $5,706-89.6% | $5,247-88.7% | $6,531-90.9% |
| Admin fee / account holder | $2,115 | $13,245-84.0% | $11,799-82.1% | $14,480-85.4% |