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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,657 | $129,737+72.4% | $119,126+87.7% | $154,746+44.5% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 11.39% | 379.08%-367.7pp | 282.11%-270.7pp | 172.34%-160.9pp |
| Employer contribution / active EE | $1,978 | $4,375-54.8% | $4,034-51.0% | $4,379-54.8% |
| Participant deferral / active EE | $592 | $5,842-89.9% | $5,318-88.9% | $6,730-91.2% |
| Admin fee / account holder | $2,115 | $11,961-82.3% | $10,693-80.2% | $14,365-85.3% |