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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,665 | $110,410-75.8% | $102,437-74.0% | $145,897-81.7% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 10.39% | 24.85%-14.5pp | 24.95%-14.6pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,646 | $4,217-61.0% | $3,871-57.5% | $4,663-64.7% |
| Participant deferral / active EE | $4,170 | $5,622-25.8% | $5,060-17.6% | $6,689-37.7% |
| Admin fee / account holder | $17,856 | $9,745+83.2% | $8,388+112.9% | $13,390+33.3% |