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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,274 | $81,358-37.0% | $155,556-67.0% | $80,959-36.7% |
| Participation rate | 25.3% | 66.3%-41.0pp | 78.2%-52.9pp | 67.7%-42.4pp |
| Annual return | 10.89% | 33.39%-22.5pp | 64.84%-53.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,309 | $3,455-62.1% | $5,631-76.7% | $4,300-69.6% |
| Admin fee / account holder | $3,673 | $7,994-54.1% | $15,885-76.9% | $6,925-47.0% |