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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,180 | $183,516-59.0% | $155,534-51.7% | $145,884-48.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.96% | 61.43%-48.5pp | 64.92%-52.0pp | 551.85%-538.9pp |
| Employer contribution / active EE | $7,547 | $5,315+42.0% | $4,675+61.4% | $4,662+61.9% |
| Participant deferral / active EE | $7,282 | $6,467+12.6% | $5,630+29.3% | $6,690+8.9% |
| Admin fee / account holder | $1,483 | $19,293-92.3% | $15,900-90.7% | $13,392-88.9% |