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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,954 | $100,073-90.1% | $85,126-88.3% | $145,877-93.2% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 6.93% | 84.11%-77.2pp | 66.63%-59.7pp | 551.28%-544.4pp |
| Employer contribution / active EE | $474 | $3,236-85.3% | $2,731-82.6% | $4,663-89.8% |
| Participant deferral / active EE | $2,263 | $5,294-57.3% | $4,523-50.0% | $6,691-66.2% |
| Admin fee / account holder | $2,432 | $7,261-66.5% | $6,160-60.5% | $13,402-81.9% |