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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,954 | $100,139-90.1% | $85,187-88.3% | $145,884-93.2% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 6.93% | 84.15%-77.2pp | 66.67%-59.7pp | 551.85%-544.9pp |
| Employer contribution / active EE | $474 | $3,238-85.4% | $2,732-82.6% | $4,662-89.8% |
| Participant deferral / active EE | $2,263 | $5,296-57.3% | $4,525-50.0% | $6,690-66.2% |
| Admin fee / account holder | $2,432 | $7,262-66.5% | $6,162-60.5% | $13,392-81.8% |