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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,396 | $70,366+228.8% | $66,674+247.1% | $138,895+66.6% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.7%+15.2pp | 79.9%+9.0pp |
| Annual return | 15.94% | 386.41%-370.5pp | 321.24%-305.3pp | 145.39%-129.5pp |
| Employer contribution / active EE | $8,336 | $2,765+201.5% | $2,620+218.1% | $4,194+98.7% |
| Participant deferral / active EE | $12,304 | $4,374+181.3% | $4,084+201.3% | $6,396+92.4% |
| Admin fee / account holder | $59,917 | $5,262+1038.6% | $5,098+1075.3% | $12,562+377.0% |