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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,259 | $69,118+61.0% | $53,647+107.4% | $138,895-19.9% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 18.55% | 248.26%-229.7pp | 358.33%-339.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $7,031 | $1,189+491.1% | $962+630.9% | $4,194+67.6% |
| Participant deferral / active EE | $3,472 | $2,274+52.7% | $1,813+91.5% | $6,396-45.7% |
| Admin fee / account holder | $1,727 | $2,724-36.6% | $2,460-29.8% | $12,562-86.2% |