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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,307 | $117,846+41.1% | $102,434+62.4% | $145,884+14.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.34% | 31.90%-19.6pp | 29.46%-17.1pp | 551.85%-539.5pp |
| Employer contribution / active EE | $3,835 | $3,615+6.1% | $3,023+26.8% | $4,662-17.8% |
| Participant deferral / active EE | $11,206 | $5,733+95.4% | $5,055+121.7% | $6,690+67.5% |
| Admin fee / account holder | $2,252 | $13,356-83.1% | $9,462-76.2% | $13,392-83.2% |