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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,817 | $126,661+90.9% | $113,397+113.2% | $138,895+74.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 22.09% | 25.05%-3.0pp | 23.20%-1.1pp | 145.39%-123.3pp |
| Employer contribution / active EE | $4,573 | $3,456+32.3% | $2,977+53.6% | $4,194+9.0% |
| Participant deferral / active EE | $12,419 | $5,693+118.2% | $5,076+144.6% | $6,396+94.2% |
| Admin fee / account holder | $2,429 | $14,549-83.3% | $11,957-79.7% | $12,562-80.7% |