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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,342 | $110,093-80.6% | $97,295-78.1% | $145,897-85.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 6.12% | 244.76%-238.6pp | 75.62%-69.5pp | 552.29%-546.2pp |
| Employer contribution / active EE | $1,318 | $3,077-57.2% | $2,723-51.6% | $4,663-71.7% |
| Participant deferral / active EE | $0 | $4,678-100.0% | $4,264-100.0% | $6,689-100.0% |
| Admin fee / account holder | $433 | $6,212-93.0% | $5,646-92.3% | $13,390-96.8% |