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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,136 | $45,119+35.5% | $85,126-28.2% | $74,429-17.9% |
| Participation rate | 32.7% | 49.4%-16.6pp | 67.5%-34.8pp | 67.2%-34.5pp |
| Annual return | 18.83% | 26.28%-7.4pp | 66.63%-47.8pp | 1368.38%-1349.6pp |
| Employer contribution / active EE | $1,301 | $1,460-10.9% | $2,731-52.4% | $2,625-50.5% |
| Participant deferral / active EE | $2,976 | $2,738+8.7% | $4,523-34.2% | $4,348-31.6% |
| Admin fee / account holder | $908 | $2,214-59.0% | $6,160-85.3% | $1,944-53.3% |