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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,136 | $45,126+35.5% | $85,187-28.2% | $74,459-17.9% |
| Participation rate | 32.7% | 49.4%-16.6pp | 67.5%-34.8pp | 67.2%-34.5pp |
| Annual return | 18.83% | 26.30%-7.5pp | 66.67%-47.8pp | 1369.70%-1350.9pp |
| Employer contribution / active EE | $1,301 | $1,460-10.9% | $2,732-52.4% | $2,626-50.5% |
| Participant deferral / active EE | $2,976 | $2,738+8.7% | $4,525-34.2% | $4,350-31.6% |
| Admin fee / account holder | $908 | $2,212-58.9% | $6,162-85.3% | $1,945-53.3% |