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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,136 | $44,984+35.9% | $85,009-28.1% | $74,546-18.0% |
| Participation rate | 32.7% | 49.4%-16.6pp | 67.5%-34.8pp | 67.2%-34.5pp |
| Annual return | 18.83% | 26.25%-7.4pp | 66.47%-47.6pp | 1366.03%-1347.2pp |
| Employer contribution / active EE | $1,301 | $1,458-10.8% | $2,728-52.3% | $2,624-50.4% |
| Participant deferral / active EE | $2,976 | $2,733+8.9% | $4,522-34.2% | $4,347-31.5% |
| Admin fee / account holder | $908 | $2,208-58.9% | $6,153-85.2% | $1,944-53.3% |