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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,173 | $107,733-93.3% | $92,985-92.3% | $154,746-95.4% |
| Participation rate | 81.8% | 74.6%+7.3pp | 69.5%+12.3pp | 80.7%+1.1pp |
| Annual return | 18.14% | 30.39%-12.3pp | 27.99%-9.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,696 | $3,126-45.8% | $2,662-36.3% | $4,379-61.3% |
| Participant deferral / active EE | $2,130 | $5,053-57.9% | $4,377-51.3% | $6,730-68.4% |
| Admin fee / account holder | $1,854 | $11,369-83.7% | $9,463-80.4% | $14,365-87.1% |