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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,430 | $166,242-2.9% | $165,071-2.2% | $145,884+10.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.16% | 100.44%-84.3pp | 70.17%-54.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $13,297 | $5,283+151.7% | $4,347+205.9% | $4,662+185.2% |
| Participant deferral / active EE | $10,116 | $6,964+45.3% | $6,035+67.6% | $6,690+51.2% |
| Admin fee / account holder | $14,878 | $16,658-10.7% | $12,695+17.2% | $13,392+11.1% |