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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,658 | $81,233+20.2% | $155,567-37.2% | $80,874+20.8% |
| Participation rate | 91.2% | 66.2%+25.0pp | 78.2%+13.0pp | 67.6%+23.6pp |
| Annual return | 19.26% | 33.33%-14.1pp | 64.74%-45.5pp | 35.62%-16.4pp |
| Employer contribution / active EE | $351 | $3,101-88.7% | $4,674-92.5% | $2,756-87.3% |
| Participant deferral / active EE | $6,075 | $3,452+76.0% | $5,628+8.0% | $4,297+41.4% |
| Admin fee / account holder | $23,012 | $7,998+187.7% | $15,916+44.6% | $6,935+231.8% |