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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,658 | $81,358+20.0% | $155,556-37.2% | $80,959+20.6% |
| Participation rate | 91.2% | 66.3%+25.0pp | 78.2%+13.0pp | 67.7%+23.6pp |
| Annual return | 19.26% | 33.39%-14.1pp | 64.84%-45.6pp | 35.67%-16.4pp |
| Employer contribution / active EE | $351 | $3,106-88.7% | $4,675-92.5% | $2,757-87.3% |
| Participant deferral / active EE | $6,075 | $3,455+75.8% | $5,631+7.9% | $4,300+41.3% |
| Admin fee / account holder | $23,012 | $7,994+187.9% | $15,885+44.9% | $6,925+232.3% |