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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,226 | $150,346-66.6% | $120,524-58.3% | $145,877-65.6% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 14.76% | 154.40%-139.6pp | 107.36%-92.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $4,098 | $4,353-5.9% | $3,469+18.1% | $4,663-12.1% |
| Participant deferral / active EE | $10,311 | $6,172+67.0% | $4,994+106.5% | $6,691+54.1% |
| Admin fee / account holder | $485 | $12,215-96.0% | $9,440-94.9% | $13,402-96.4% |