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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,483 | $49,976+41.0% | $66,674+5.7% | $82,637-14.7% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 16.06% | 39.09%-23.0pp | 321.24%-305.2pp | 53.51%-37.4pp |
| Employer contribution / active EE | $7,227 | $1,988+263.5% | $2,620+175.9% | $2,552+183.2% |
| Participant deferral / active EE | $5,214 | $2,847+83.2% | $4,084+27.7% | $4,126+26.4% |
| Admin fee / account holder | $2,572 | $4,594-44.0% | $5,098-49.6% | $7,339-65.0% |