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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,055 | $100,139+322.5% | $85,187+396.6% | $145,884+190.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 21.63% | 84.15%-62.5pp | 66.67%-45.0pp | 551.85%-530.2pp |
| Employer contribution / active EE | $4,257 | $3,238+31.5% | $2,732+55.8% | $4,662-8.7% |
| Participant deferral / active EE | $9,418 | $5,296+77.8% | $4,525+108.1% | $6,690+40.8% |
| Admin fee / account holder | $3,479 | $7,262-52.1% | $6,162-43.5% | $13,392-74.0% |