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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,482 | $160,028+80.3% | $147,080+96.1% | $145,884+97.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.74% | 98.60%-88.9pp | 420.17%-410.4pp | 551.85%-542.1pp |
| Employer contribution / active EE | $2,600 | $5,286-50.8% | $4,933-47.3% | $4,662-44.2% |
| Participant deferral / active EE | $4,513 | $8,422-46.4% | $8,066-44.1% | $6,690-32.5% |
| Admin fee / account holder | $4,288 | $15,030-71.5% | $12,989-67.0% | $13,392-68.0% |